Unfortunately there are a growing number of cases where innocent
drivers are being wrongly accused of fault in road traffic accidents. Victims
of these events often end up losing vast amounts of money and in some cases
they may lose their vehicle (if they are only third-party protected). The
problem for many drivers is that they have very little means of challenging any
fault claims and proving that they have been wrongly accused.
Until now there have not been many effective ways of preventing
bogus insurance claims. The major problem is that a witness is needed at the
scene otherwise it is very difficult to prove non-fault in an accident. Many
road traffic accidents where there are no witnesses present will rely on
'hearsay' evidence. This type of evidence is very limited and will often result
in long drawn out cases where both parties argue their innocence.
However, with the aid of modern technology drivers are now able
to continuously monitor the road with a car camera system. These systems are
becoming more widely utilised as an effective means of adding to vehicle
security. In the case of an accident these devices prove to be very effective
and help to prevent drivers from being wrongly accused of fault.
The devices, which are often smaller than a mobile phone also
capture and track where the vehicle is located via GPS. This GPS information is
very useful to determine exact vehicle location in case of an accident. Superior
in-car camera systems will also provide ultra sharp recording resolution in
high-definition to ensure that all footage can be used for evidential purposes
where necessary. Some in-car camera systems will also provide the speed of the
vehicle and 'G' shock readings at the time of the accident. This is data that
also helps to determine driving behaviour and fault during accidents.
What's more, with the use of an in-car camera system the time
taken to resolve accidents can be significantly shortened and false injuries
and claims easily disputed. Information captured on these camera systems is
date and time stamped and much like traditional CCTV the images prove very
useful for both insurance companies and local authorities like the police.
Having an in car
camera is also
beneficial for drivers when their vehicle is left parked and/or unattended.
Instances of petty criminal damage and other events can all be recorded with an
onboard car camera. These recordings can then be used to help identify the
culprits and prosecute offenders should the need arise.
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